02 · Protocol

Four gaps. Four load-bearing modules.

Lakunea is a settlement execution network. It verifies, clears, and records machine-originated payments — and maintains the identity, credit, and policy state that makes those payments attributable.

Module A

Agent Identity

Principal-bound credentials, delegation graphs with cascade revocation, and reputation tiers derived from verified settlement outcomes — not from wallet balance.

  • Know-Your-Agent credentials
  • Behavioral history across counterparties
  • Fail-closed revocation short-list
Module B

Machine Credit

Reputation-tiered envelopes let reputable agents transact before funding. Junior LKUN capital sits under a senior stable tranche, with circuit breakers on loss.

  • Borrower bond → junior → senior → reserve
  • 50% baseline LKUN haircut
  • Guarantee fees, not interest narratives
Module C

Policy & Authorization

Delegated spend travels as a protocol object. Pre-flight checks permit, deny, or escalate before any payload is signed or any on-chain operation begins.

  • Org · department · agent · task scopes
  • Budget reservation against race overdraw
  • Attribution written into every receipt
Module D

Settlement Routing

Bonded nodes verify, select rail and mode, burn the base fee, and route payouts — including through licensed local-currency gateways they do not themselves operate.

  • Immediate · voucher · netted modes
  • Multi-rail cost-aware routing
  • Slashable exposure before finality